Breakdown of Our
Reverse Consolidation Program
Simple cash flow relief built for long-term stability
The Cash Flow Problem
Having multiple cash advances create heavy daily payments. Over time, those payments overwhelm cash flowand make it hard to run the business.
The Johnny's Pizza Example
Johnny quickly learned that it’s easy to get money, but not easy to keep up with daily payments. Multiple cash advances stack upand overwhelm cash flow.
Johnny’s Current Situation
Here is a quick look into Johnny outstanding balances
​
Johnny has 4 cash advances with a $25,000 balance on each,
$100,000 total outstanding.
Each advance requires $300 per day.
That puts his total payments at:
• $6,000 per week
• $24,000 per month
Johnny's Cash Flow Breakdown
​
Johnny’s Pizza generates about $50,000 per month
(≈ $2,500 per business day)
Daily MCA payments: $1,200
That means ~48% of daily revenue
is going straight to cash advances.
The business is under extreme pressure,
with little room for payroll, operating expenses, & expansion.
OUR SOLUTION
Reverse Consolidation
We don’t pay everyone off at once.We step in weekly, help cover obligations,and replace multiple daily debits with one predictable payment.
After our Solution Consolidation
What Changes
Before:
• $6,000 per week
• $1,200 leaving the account every day
After:
• $3,000 per week to us
• About $600 per day equivalent
That’s a 50% reduction in weekly payments.
Cash Flow Improvement
Monthly payment after consolidation:
• ~$12,000 per month
Monthly revenue:
• $50,000
​
New leverage:
• $12,000 ÷ $50,000
• ~24% of monthly revenue
This brings the business back into a healthy,
sustainable cash flow range.
The Daily Impact
​
That’s ~$600 per day staying inside the business instead of leaving.
Money Johnny will now use for:
• Payroll
• Inventory
• Marketing
• Growth
The Cash flow pressure is reduced, and the business can operate normally again.
Structure, Discipline & Long-Term Outcome
As part of the reverse consolidation,
Johnny understands two key things:
• His account is re-underwritten weekly
• He agrees not to take any new cash advances during the program
This keeps payments controlled and prevents the problem from repeating.
​
​
The End Result
By the end of the consolidation:
• All prior advances are paid off
• Johnny has one obligation, us
​
From there, we look at:
• Longer-term options
• Lower-pressure structures
• A setup designed to support the business long-term
​
The goal is simple:
Fix cash flow once, and help the business avoid cash advances going forward.